Our Work Process

Update your bank KYC and personal details on the UAN portal to match official records. Get your employer’s approval before reapplying.

Your EPF portal details don’t match your KYC records. Submit a joint declaration form with a supporting application to correct it.

The uploaded PDF was corrupted or unreadable. Re-upload a valid, accessible PDF and resubmit.

Essential certificates (A/B/C/D/E) for specific claims were missing. Ensure they are included before resubmitting.

It indicates issues with bank details, IFSC code, or overlapping PF accounts. Update your bank KYC and submit a passbook copy with an application for pending balances.

Your Date of Joining (DOJ) or Date of Exit (DOE) doesn’t match company records. Submit a joint declaration with your employer to correct it.

Your employer hasn’t submitted PF contributions for specific months. Check your PF passbook and request your employer to update missing payments.

A minimum of 6 months of service is required for pension withdrawal via Form 10C. However, you can still withdraw your PF balance using Form 19.

You need to submit both Form 19 (PF withdrawal) and Form 10C (pension withdrawal) together to claim the full amount.

Overlapping employment periods prevent claims from processing. Visit your local PF office to merge them and consider filing an offline claim.

Log in to the EPFO member portal using your UAN, select the withdrawal option, and complete the required forms.

Use Form 19 for PF withdrawal and Form 10C for pension withdrawal. Submit both if withdrawing the full amount.

Processing takes 5-20 working days, depending on verification and approval timelines.

You can withdraw EPF after two months of unemployment, at retirement, or for specific needs like education or home loans.

Partial withdrawals are allowed for specific reasons like marriage, education, or medical emergencies.

No minimum for EPF, but at least 6 months of service is required for pension withdrawal via Form 10C.

Check your passbook on the UAN portal to ensure all monthly contributions are updated.

A completed withdrawal form, passbook or canceled cheque, ID proof, and, if necessary, a joint declaration form.

Log in to the EPFO portal, select 'One Member, One EPF Account,' and submit your transfer request.

Your UAN must be linked to both old and new PF accounts, with verified KYC details.

Typically 20-30 days, though delays may occur if employer verification is pending.

Check the status on the EPFO portal under “Track Claim Status” using your UAN.

Fix any errors mentioned in the rejection reason, update details on the EPFO portal, and resubmit.

Yes, use Form 13 to transfer both EPF and EPS (pension) balances.

Direct approval isn’t needed if your UAN is active and KYC is verified, but both employers must confirm details on the EPFO portal.

Consolidate them under one UAN using the “One Member, One EPF Account” feature on the portal.

No, you must manually request the transfer.

KYC ensures secure transactions, withdrawals, and transfers by verifying your identity and bank details.

Log in with your UAN, go to “Manage,” and upload Aadhaar, PAN, and bank details for verification.

Aadhaar, PAN, bank details (with IFSC), passport, and driving license.

Typically 1-2 weeks, but it may vary.

Submit a joint declaration form through your employer to correct it.

Log in to the EPFO portal, go to “Manage” > “KYC,” and check the status.

Likely due to data mismatches, incomplete details, or poor-quality uploads. Correct and resubmit.

Yes, but employer approval is required.

You may face withdrawal and transfer delays. Re-upload details and get employer approval.

No, but it’s best to complete KYC before initiating claims to avoid verification delays.

A fintech company offering expert guidance on PF claims, transfers, and discrepancies, ensuring smooth access to your funds.

We combine technology with expert support to resolve claim rejections, transfer issues, service record errors, and complex documentation.

Unlike smaller consultants, FundWise is an investor-backed fintech firm prioritizing transparency, customer satisfaction, and data security.

Submit your query on our website or connect via WhatsApp at 9112013515 for expert support.

We follow a flat, effort-based pricing model, with 50% payable upfront and the rest after resolution. If your issue isn’t resolved, we guarantee a partial refund.

We implement robust security measures to protect your personal information throughout all transactions.