Every case below is a real Fundwise client. Names slightly anonymised, amounts and timelines are exact.
Arjun had worked across four companies over 8 years and never transferred his PF. By the time he reached us, he had three separate UANs, one defunct employer, and a KYC mismatch that was blocking all claims. EPFO had rejected two previous attempts filed by Arjun himself.
We audited all three accounts, filed a Joint Declaration for the KYC correction, merged the UANs, and then filed Form 19 + Form 10C simultaneously. The entire ₹12.4 lakh — PF and EPS combined — hit his account in 27 days.
"I had tried UMANG 3 times. Each time it rejected with a vague error. Fundwise identified the employer attestation gap in 2 hours and fixed it." — Anjali R., ex-TCS employee
Post-layoff, Rohit needed funds fast. His KYC was clean but the employer had closed the regional office. We filed directly with the PFO and bypassed the employer attestation via self-certification route.
Karthik's old company had shut down completely. We located the regional PFO, filed the transfer directly with supporting documentation, and got the entire balance moved to his new account.
Sandeep's Aadhaar had his middle name but his UAN didn't. EPFO kept rejecting his claim silently. Joint Declaration + Aadhaar re-seeding via OTP resolved it — no government office visit needed.
Vikram's old employer was completely unresponsive to attestation requests. We escalated directly to the jurisdictional PFO with a grievance filing, bypassing the employer entirely.
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