/* ============================================================
   FUNDWISE — Design System
   Clean Apple-Style Neutral
   ============================================================ */

@import url('https://fonts.googleapis.com/css2?family=Inter:wght@300;400;500;600;700;800&display=swap');

/* ── Tokens ──────────────────────────────────────────────── */
:root {
  --bg:         #FFFFFF;
  --bg-2:       #F5F5F5;
  --bg-3:       #EBEBEB;
  --surface:    #FFFFFF;
  --surface-2:  #F5F5F5;
  --border:     #E5E5E5;
  --border-2:   #CCCCCC;

  --primary:    #2563EB;
  --primary-2:  #1D4ED8;
  --primary-3:  #3B82F6;

  --text:       #111111;
  --text-2:     #555555;
  --text-3:     #999999;
  --muted:      #999999;

  --warn:       #D97706;
  --green:      #16A34A;

  --radius:     12px;
  --radius-sm:  8px;
  --radius-lg:  16px;

  --shadow:       0 1px 3px rgba(0,0,0,0.06), 0 1px 2px rgba(0,0,0,0.04);
  --shadow-lg:    0 4px 16px rgba(0,0,0,0.07), 0 2px 6px rgba(0,0,0,0.04);
  --shadow-float: 0 2px 4px rgba(0,0,0,0.04), 0 12px 32px rgba(0,0,0,0.08), 0 32px 64px rgba(0,0,0,0.04);

  --transition: 0.2s cubic-bezier(0.4,0,0.2,1);
}

/* ── Reset ───────────────────────────────────────────────── */
*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }

html { scroll-behavior: smooth; }

body {
  font-family: 'Inter', system-ui, sans-serif;
  background: var(--bg);
  color: var(--text);
  line-height: 1.6;
  -webkit-font-smoothing: antialiased;
  overflow-x: hidden;
}

img { max-width: 100%; display: block; }
a  { text-decoration: none; color: inherit; }
ul { list-style: none; }

/* ── Layout helpers ──────────────────────────────────────── */
.page      { min-height: 100vh; }
.container { max-width: 1160px; margin: 0 auto; padding: 0 24px; }
.row       { display: flex; align-items: center; }
.gap-12    { gap: 12px; }
.mt-8      { margin-top: 8px; }
.mt-16     { margin-top: 16px; }
.mt-24     { margin-top: 24px; }
.mt-32     { margin-top: 32px; }
.muted     { color: var(--text-3); }

/* ── Typography ──────────────────────────────────────────── */
h1 { font-size: clamp(36px, 5vw, 64px); font-weight: 800; line-height: 1.04; letter-spacing: -2.5px; }
h2 { font-size: clamp(28px, 4vw, 48px); font-weight: 800; line-height: 1.1;  letter-spacing: -1.5px; }
h3 { font-size: 20px; font-weight: 700; letter-spacing: -0.3px; }
h4 { font-size: 17px; font-weight: 700; }
h5 { font-size: 12px; font-weight: 600; text-transform: uppercase; letter-spacing: 0.1em; color: var(--text-3); margin-bottom: 16px; }

.lead { font-size: 17px; color: var(--text-2); line-height: 1.7; }

/* ── Buttons ─────────────────────────────────────────────── */
.btn {
  display: inline-flex;
  align-items: center;
  gap: 6px;
  padding: 11px 22px;
  border-radius: 100px;
  font-size: 14px;
  font-weight: 600;
  cursor: pointer;
  border: 1.5px solid transparent;
  transition: all var(--transition);
  white-space: nowrap;
  letter-spacing: -0.1px;
}
.btn-primary {
  background: var(--text);
  color: #fff;
  border-color: var(--text);
}
.btn-primary:hover {
  background: #333333;
  border-color: #333333;
  transform: translateY(-1px);
  box-shadow: 0 4px 16px rgba(0,0,0,0.16);
}
.btn-ghost {
  background: transparent;
  color: var(--text-2);
  border-color: var(--border-2);
}
.btn-ghost:hover {
  background: var(--bg-2);
  border-color: var(--text-3);
  color: var(--text);
}
.btn-lg { padding: 14px 28px; font-size: 15px; }

/* ── Pills / badges ──────────────────────────────────────── */
.pill {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  padding: 6px 14px;
  background: var(--bg-2);
  border: 1px solid var(--border);
  border-radius: 100px;
  font-size: 12.5px;
  font-weight: 600;
  color: var(--text-2);
}
.dot {
  width: 7px; height: 7px;
  background: var(--green);
  border-radius: 50%;
  animation: pulse 2s ease-in-out infinite;
}
@keyframes pulse {
  0%,100% { opacity: 1; transform: scale(1); box-shadow: 0 0 0 0 rgba(22,163,74,0.4); }
  50%      { opacity: 0.8; transform: scale(1.15); box-shadow: 0 0 0 5px rgba(22,163,74,0); }
}

.eyebrow {
  display: inline-block;
  font-size: 12px;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.12em;
  color: var(--primary);
  position: relative;
  padding-left: 20px;
}
.eyebrow::before {
  content: '';
  position: absolute;
  left: 0; top: 50%;
  transform: translateY(-50%);
  width: 12px; height: 2px;
  background: var(--primary);
  border-radius: 2px;
}

/* ── Cards ───────────────────────────────────────────────── */
.card {
  background: var(--surface);
  border: 1px solid var(--border);
  border-radius: var(--radius);
  padding: 28px;
  position: relative;
  overflow: hidden;
}
.card::before { content: none; }
.card-hover {
  transition: transform var(--transition), box-shadow var(--transition), border-color var(--transition);
}
.card-hover:hover {
  transform: translateY(-3px);
  box-shadow: var(--shadow-lg);
  border-color: var(--border-2);
}
.card-glow {
  border-color: var(--primary);
  box-shadow: 0 0 0 3px rgba(37,99,235,0.08);
}

/* ── Navigation ──────────────────────────────────────────── */
.nav {
  position: sticky;
  top: 0;
  z-index: 100;
  padding: 0;
  background: rgba(255,255,255,0.92);
  backdrop-filter: blur(20px);
  -webkit-backdrop-filter: blur(20px);
  border-bottom: 1px solid var(--border);
  transition: border-bottom-color var(--transition);
}
.nav-inner {
  display: flex;
  align-items: center;
  gap: 48px;
  height: 64px;
}
.logo img { height: 32px; width: auto; }
.nav-links {
  display: flex;
  align-items: center;
  gap: 32px;
  flex: 1;
}
.nav-links a {
  font-size: 14px;
  font-weight: 500;
  color: var(--text-3);
  transition: color var(--transition);
}
.nav-links a:hover { color: var(--text); }
.nav-cta { display: flex; align-items: center; gap: 10px; margin-left: auto; }

/* ── Hero ────────────────────────────────────────────────── */
.hero {
  padding: 96px 0 80px;
  position: relative;
  overflow: hidden;
  background: var(--bg);
}
.hero::before {
  content: '';
  position: absolute;
  width: 900px; height: 700px;
  background: radial-gradient(circle, rgba(37,99,235,0.05) 0%, transparent 65%);
  top: -250px; left: -150px;
  pointer-events: none;
}
.hero::after { content: none; }
.hero-grid {
  display: grid;
  grid-template-columns: 1fr 420px;
  gap: 64px;
  align-items: center;
}
.hero-title-grad { color: var(--text); }
.hero-accent     { color: var(--primary); }

.hero-stats {
  display: flex;
  gap: 40px;
  margin-top: 40px;
  padding-top: 32px;
  border-top: 1px solid var(--border);
}
.stat-num {
  font-size: 32px;
  font-weight: 800;
  letter-spacing: -1px;
  line-height: 1;
  color: var(--text);
}
.stat-label { font-size: 12.5px; color: var(--text-3); margin-top: 5px; font-weight: 500; }

/* ── Live Feed Card ──────────────────────────────────────── */
.live-feed {
  background: var(--surface);
  border: 1px solid var(--border);
  border-radius: var(--radius-lg);
  padding: 24px;
  box-shadow: var(--shadow-float);
  position: relative;
  z-index: 1;
}
.live-head {
  display: flex;
  align-items: flex-start;
  justify-content: space-between;
  margin-bottom: 20px;
}
.live-title { font-size: 15px; font-weight: 700; color: var(--text); }
.live-sub   { font-size: 12px; color: var(--text-3); margin-top: 2px; }
.live-pulse {
  display: inline-flex;
  align-items: center;
  gap: 6px;
  background: #F0FDF4;
  border: 1px solid #86EFAC;
  border-radius: 100px;
  padding: 4px 10px;
  font-size: 11px;
  font-weight: 700;
  color: var(--green);
  letter-spacing: 0.04em;
}
.live-pulse::before {
  content: '';
  width: 6px; height: 6px;
  background: var(--green);
  border-radius: 50%;
  animation: pulse 1.5s ease infinite;
}
.feed-row {
  display: flex;
  align-items: center;
  gap: 12px;
  padding: 12px 0;
  border-bottom: 1px solid var(--border);
}
.feed-row:last-of-type { border-bottom: none; }
.feed-avatar {
  width: 36px; height: 36px;
  border-radius: 50%;
  background: linear-gradient(135deg, #2563EB, #3B82F6);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 13px;
  font-weight: 700;
  color: #fff;
  flex-shrink: 0;
}
.feed-name { font-size: 13px; font-weight: 600; color: var(--text); }
.feed-meta { font-size: 11.5px; color: var(--text-3); margin-top: 1px; }
.feed-amt-row { margin-left: auto; text-align: right; }
.feed-amt { font-size: 13px; font-weight: 700; color: var(--green); display: block; }
.feed-amt-label { font-size: 11px; color: var(--text-3); margin-top: 1px; }
.live-footer {
  display: flex;
  align-items: center;
  justify-content: space-between;
  margin-top: 16px;
  padding-top: 16px;
  border-top: 1px solid var(--border);
}
.small-link { font-size: 12.5px; color: var(--primary); font-weight: 600; transition: color var(--transition); }
.small-link:hover { color: var(--primary-2); }

/* ── Marquee trust bar ───────────────────────────────────── */
@keyframes marquee-scroll {
  from { transform: translateX(0); }
  to   { transform: translateX(-50%); }
}

.marquee-outer {
  display: flex;
  align-items: center;
  gap: 0;
  padding: 18px 0;
  border: 1px solid var(--border);
  border-radius: var(--radius);
  background: var(--bg-2);
  margin: 24px 0 48px;
  overflow: hidden;
}
.marquee-label {
  font-size: 12px;
  font-weight: 500;
  color: var(--text-3);
  white-space: nowrap;
  padding: 0 20px 0 24px;
  flex-shrink: 0;
  border-right: 1px solid var(--border);
  margin-right: 20px;
}
.marquee-track-wrap {
  overflow: hidden;
  flex: 1;
  mask-image: linear-gradient(to right, transparent 0%, black 5%, black 95%, transparent 100%);
  -webkit-mask-image: linear-gradient(to right, transparent 0%, black 5%, black 95%, transparent 100%);
}
.marquee-track {
  display: flex;
  align-items: center;
  gap: 32px;
  width: max-content;
  animation: marquee-scroll 28s linear infinite;
}
.marquee-track:hover { animation-play-state: paused; }
.logo-mark-sm {
  font-size: 13px;
  font-weight: 700;
  color: var(--text-3);
  background: var(--bg);
  border: 1px solid var(--border);
  border-radius: 6px;
  padding: 5px 12px;
  letter-spacing: 0.02em;
  white-space: nowrap;
  flex-shrink: 0;
}

/* ── Section layout ──────────────────────────────────────── */
.section { padding: 80px 0; background: var(--bg); }
#process  { background: var(--bg-2); }
#faq      { background: var(--bg-2); }

.section-head {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 40px;
  align-items: end;
  margin-bottom: 48px;
}

/* ── Services grid ───────────────────────────────────────── */
.services-grid {
  display: grid;
  grid-template-columns: 1fr 1fr 1fr;
  grid-template-rows: auto auto;
  gap: 16px;
}
.service-card { display: flex; flex-direction: column; gap: 10px; }
.service-card.featured {
  grid-row: 1 / 3;
  background: var(--primary);
  border-color: var(--primary);
  justify-content: space-between;
}
.service-card.featured h3        { color: #fff; }
.service-card.featured .s-desc   { color: rgba(255,255,255,0.85); }
.service-card.featured .service-form { color: rgba(255,255,255,0.6); }
.service-card.featured .service-fee  { color: #fff; }
.service-card.featured .service-arrow { border-color: rgba(255,255,255,0.2); }
.service-card.featured .arrow-circle {
  border-color: rgba(255,255,255,0.4);
  color: #fff;
}
.service-card.featured.card-hover:hover .arrow-circle {
  background: #fff;
  border-color: #fff;
  color: var(--primary);
}
.rescue-tile { background: rgba(217,119,6,0.04); border-color: rgba(217,119,6,0.2); }
.rescue-tile .arrow-circle { border-color: rgba(217,119,6,0.3); color: var(--warn); }
.rescue-tile.card-hover:hover { border-color: var(--warn); }
.featured-tags { display: flex; flex-wrap: wrap; gap: 8px; margin-top: 20px; }
.ftag {
  display: inline-flex;
  align-items: center;
  padding: 5px 12px;
  background: rgba(255,255,255,0.18);
  border: 1px solid rgba(255,255,255,0.3);
  border-radius: 100px;
  font-size: 12px;
  font-weight: 600;
  color: #fff;
  letter-spacing: 0.02em;
}
.service-icon {
  width: 44px; height: 44px;
  border-radius: var(--radius-sm);
  background: var(--bg-2);
  border: 1px solid var(--border);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 20px;
  color: var(--text-2);
  margin-bottom: 4px;
}
.service-card.featured .service-icon {
  background: rgba(255,255,255,0.18);
  border-color: rgba(255,255,255,0.3);
  color: #fff;
}
.badge-most-filed {
  display: inline-flex;
  width: fit-content;
  padding: 4px 10px;
  background: rgba(255,255,255,0.2);
  border: 1px solid rgba(255,255,255,0.35);
  border-radius: 100px;
  font-size: 11px;
  font-weight: 700;
  color: #fff;
  letter-spacing: 0.04em;
  text-transform: uppercase;
}
.service-form {
  font-size: 11px;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.1em;
  color: var(--text-3);
}
.s-desc { font-size: 13.5px; color: var(--text-2); line-height: 1.6; flex: 1; }
.service-arrow {
  display: flex;
  align-items: center;
  justify-content: space-between;
  margin-top: auto;
  padding-top: 16px;
  border-top: 1px solid var(--border);
}
.service-fee { font-size: 13px; font-weight: 700; color: var(--text); }
.arrow-circle {
  width: 34px; height: 34px;
  border-radius: 50%;
  border: 1px solid var(--border-2);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 16px;
  color: var(--text-2);
  transition: all var(--transition);
}
.card-hover:hover .arrow-circle {
  background: var(--text);
  border-color: var(--text);
  color: #fff;
}

/* ── Process steps ───────────────────────────────────────── */
.process-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 16px;
  position: relative;
}
.process-line { display: none; }
.process-step { text-align: left; }
.step-circle {
  width: 44px; height: 44px;
  border-radius: 50%;
  background: var(--text);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 13px;
  font-weight: 800;
  color: #fff;
  margin-bottom: 16px;
}
.step-meta {
  font-size: 12px;
  font-weight: 600;
  color: var(--text-3);
  margin-top: 16px;
  padding-top: 14px;
  border-top: 1px solid var(--border);
}
.step-meta.us { color: var(--primary); }

/* ── Testimonials ────────────────────────────────────────── */
.testimonials {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 16px;
}
.testimonial { display: flex; flex-direction: column; }
.t-stars { color: var(--text); font-size: 14px; letter-spacing: 2px; margin-bottom: 14px; }
.t-quote {
  font-size: 15px;
  line-height: 1.65;
  color: var(--text-2);
  flex: 1;
  font-style: italic;
}
.t-author { display: flex; align-items: center; gap: 12px; margin-top: 20px; padding-top: 18px; border-top: 1px solid var(--border); }
.avatar {
  width: 38px; height: 38px;
  border-radius: 50%;
  background: linear-gradient(135deg, #2563EB, #3B82F6);
  display: flex; align-items: center; justify-content: center;
  font-size: 14px; font-weight: 700; color: #fff; flex-shrink: 0;
}
.t-name { font-size: 14px; font-weight: 700; color: var(--text); }
.t-meta { font-size: 12px; color: var(--text-3); margin-top: 2px; }

/* ── FAQ ─────────────────────────────────────────────────── */
.faq-grid { display: flex; flex-direction: column; gap: 8px; }
.faq-item { padding: 20px 24px; cursor: pointer; transition: border-color var(--transition); }
.faq-item:hover { border-color: var(--border-2); }
.faq-item.open  { border-color: var(--primary); }
.faq-q {
  display: flex;
  align-items: center;
  justify-content: space-between;
  font-size: 15px;
  font-weight: 600;
  color: var(--text);
  gap: 16px;
}
.faq-icon {
  width: 28px; height: 28px;
  border-radius: 50%;
  border: 1px solid var(--border-2);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 18px;
  color: var(--text-2);
  flex-shrink: 0;
  font-style: normal;
  transition: all var(--transition);
}
.faq-item.open .faq-icon {
  background: var(--primary);
  border-color: var(--primary);
  color: #fff;
}
.faq-a {
  font-size: 14.5px;
  color: var(--text-3);
  line-height: 1.7;
  margin-top: 14px;
  display: none;
}
.faq-item.open .faq-a { display: block; }

/* ── CTA Banner ──────────────────────────────────────────── */
.cta {
  background: var(--text);
  border: none;
  border-radius: var(--radius-lg);
  padding: 88px 64px;
  text-align: center;
  position: relative;
  overflow: hidden;
}
.cta h2 {
  font-size: clamp(40px, 5.5vw, 64px);
  font-weight: 800;
  letter-spacing: -2px;
  color: #fff;
}
.cta::before {
  content: '';
  position: absolute;
  width: 600px; height: 600px;
  background: radial-gradient(circle, rgba(37,99,235,0.25) 0%, transparent 65%);
  top: -200px; left: 50%; transform: translateX(-50%);
  pointer-events: none;
}
.cta-sub { font-size: 16px; color: rgba(255,255,255,0.55); margin-top: 14px; }
.cta-actions { display: flex; align-items: center; justify-content: center; gap: 14px; margin-top: 36px; flex-wrap: wrap; }

/* ── Footer ──────────────────────────────────────────────── */
.footer {
  background: var(--bg-2);
  border-top: 1px solid var(--border);
  padding: 64px 0 0;
}
.footer .logo img {
  height: 32px;
  width: auto;
}
.footer-grid {
  display: grid;
  grid-template-columns: 2fr 1fr 1fr 1fr;
  gap: 48px;
  padding-bottom: 48px;
}
.footer ul li { margin-bottom: 10px; }
.footer ul a { font-size: 14px; color: var(--text-3); transition: color var(--transition); }
.footer ul a:hover { color: var(--text); }
.footer-bottom {
  border-top: 1px solid var(--border);
  padding: 20px 0;
  display: flex;
  align-items: center;
  justify-content: space-between;
  font-size: 13px;
  color: var(--text-3);
}
.footer-bottom a { color: var(--text-3); transition: color var(--transition); }
.footer-bottom a:hover { color: var(--text); }

/* ── Scrollbar ───────────────────────────────────────────── */
::-webkit-scrollbar { width: 6px; }
::-webkit-scrollbar-track { background: var(--bg-2); }
::-webkit-scrollbar-thumb { background: var(--border-2); border-radius: 3px; }

/* ── Responsive ──────────────────────────────────────────── */
@media (max-width: 900px) {
  .hero-grid          { grid-template-columns: 1fr; }
  .live-feed          { display: none; }
  .services-grid      { grid-template-columns: 1fr 1fr; }
  .service-card.featured { grid-row: auto; }
  .process-grid       { grid-template-columns: 1fr 1fr; }
  .testimonials       { grid-template-columns: 1fr; }
  .section-head       { grid-template-columns: 1fr; }
  .footer-grid        { grid-template-columns: 1fr 1fr; }
}
@media (max-width: 600px) {
  .nav-links          { display: none; }
  .services-grid      { grid-template-columns: 1fr; }
  .process-grid       { grid-template-columns: 1fr; }
  .cta                { padding: 48px 28px; }
  .footer-grid        { grid-template-columns: 1fr; }
  .hero               { padding: 56px 0 48px; }
}